Many homeowners dealing with overpowering debt and uncooperative creditors should seriously consider Bankruptcy.  The United States Congress has made it every person’s right to take advantage of the Bankruptcy laws when necessary.  Bankruptcy can be a powerful tool for you to use if your mortgage lender (and other creditors) are refusing  to cooperate. 

Bankruptcy can eliminate many debts (called a discharge), allow you to keep certain assets (such as cars or your home) and give you the fresh start that you need.  In some instances, bankruptcy can eliminate a second mortgage entirely, leaving you with only the first mortgage to worry about. 

Contact our offices to discuss these options in further detail as they apply to you.  For more information, please also visit our bankruptcy website at


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